Privacy Policy
1. Introduction
2. Information We Collect
In the course of providing mutual fund distribution and related financial services, we may collect personal, financial, and technical information. This includes identity and contact details, government-issued identifiers such as PAN and Aadhaar (where legally required), bank and investment account details, transaction records, and information required for Know Your Customer (KYC), risk profiling, and regulatory compliance.
Information is collected only through lawful means, including application forms, digital platforms, communications, KYC processes, and authorized intermediaries such as Asset Management Companies, Registrars and Transfer Agents, and KYC Registration Agencies.
3. Purpose of Use
Personal information is collected and processed strictly for legitimate business and regulatory purposes. These include processing mutual fund investments and redemptions, maintaining investor records, providing customer service, and managing ongoing client relationships.
We also process information to meet regulatory and statutory obligations, including KYC, anti-money laundering requirements, tax reporting, and disclosures mandated by SEBI, AMFI, and other competent authorities. Data may further be used for suitability assessment, fraud prevention, cybersecurity monitoring, and improving our services.
4. Confidentiality and Data Security
All personal and financial information shared with BOHO Finserv Private Limited is treated as strictly confidential. Access to such information is restricted to authorized personnel and is governed by internal confidentiality and data protection policies.
We implement reasonable administrative, technical, and physical safeguards to protect information from unauthorized access, misuse, alteration, or loss. These safeguards include secure systems, controlled access, encryption, and periodic security reviews.
We continuously review and enhance our security practices to maintain a high level of data protection.
5. Data Retention
Personal information is retained only for as long as necessary to fulfill the purpose for which it was collected or as required under applicable laws and regulations. KYC and transaction records are retained for periods prescribed under SEBI, the Prevention of Money Laundering Act, and tax laws. Once retention requirements are met, data is securely deleted or anonymized.
6. Sharing of Information
BOHO Finserv Private Limited does not sell, rent, or trade personal information.
Information may be shared only with authorized entities such as Asset Management Companies, Registrars and Transfer Agents, KYC Registration Agencies, banks, depositories, auditors, and regulatory or governmental authorities, strictly for purposes related to mutual fund distribution, compliance, or legal obligations. All such disclosures are limited to what is necessary and subject to confidentiality obligations.
7. Your Rights
You may request access to, review, or correction of your personal information held by us. Where permitted by law, you may also withdraw consent for non-mandatory uses or request deletion of your information, subject to applicable statutory and regulatory retention requirements.
8. Regulatory Compliance
Our data handling and privacy practices are aligned with applicable Indian laws and regulations, including the SEBI (Mutual Funds) Regulations, 1996, the AMFI Code of Conduct for Mutual Fund Distributors, the Prevention of Money Laundering Act, 2002, the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023, as applicable.
9. Updates to This Policy
This Privacy Policy may be updated periodically to reflect changes in legal requirements or business practices. The updated version will be published on this page with a revised effective date. Continued use of our website or services constitutes acceptance of the updated Privacy Policy.